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Hearing Aids for Children
"A child's ability to hear should not be determined based on family income. It should be viewed as a fundamental right to the citizens of our state, especially when we have a mandated hearing screening program. To diagnose deafness and then fail to provide intervention is morally and ethically unacceptable. We need to provide access to hearing aids via multiple sources (Medicaid and private insurances)."
Hearing Aid Coverage
Legislation requiring that each individual, group and blanket health insurance contract, including each policy or contract issued by a hospital or medical service contract, that is delivered, issued for delivery, or renewed in the state, provide coverage per individual hearing aid, per ear for children covered as a dependent by the policy holder.
What Can You Do?
Please contact and urge your State Senator and Representative to co-sponsor and support the hearing aid legislation!
Enacted Hearing Aid Legislation
| State |
Age Limits |
Amount Covered |
Hearing Aid Coverage |
Comments |
| Arkansas [PDF] |
No limits mentioned |
$1,400 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Colorado [PDF] |
Under 18 years |
No limit |
1 Hearing Aid/Ear Once Every 5 Years or changes in hearing |
Includes language for services, supplies, and therapy |
| Connecticut [PDF] |
12 years and under |
$1,000 |
1 Hearing Aid/Ear Once Every 2 Years |
|
| Delaware [PDF] |
24 years and under |
$1,000 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Kentucky [PDF] |
Under 18 years |
$1,400 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Louisiana [PDF] |
Under 18 years |
$1,400 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Maine [PDF] |
Under 18 years |
$1,400 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Maryland [PDF] |
Minor Child |
$1,400 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Massachusetts [PDF] |
21 years and under |
$2,000 per HA |
1 hearing aid per ear, once every 3 years |
Includes coverage for all prescribed services and supplies (I.e. evaluations, fittings, adjustments, ear molds, etc.) |
| Minnesota [PDF] |
Under 18 years |
No limit |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Missouri [PDF] |
No limits mentioned |
No limit |
No limits |
Hearing aid coverage is part of the Newborn Hearing Screening Bill |
| New Jersey [PDF] |
15 years and younger |
$1,000 |
1 Hearing Aid/Ear Once Every 2 Years |
|
| New Mexico [PDF] |
Under 18 years or Under 21 if still in High School |
$2,200 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Oklahoma [PDF] |
Under 18 years |
No limit |
1 Hearing Aid/Ear Once Every 4 years |
|
| Oregon [PDF] |
Under 18 years or older if enrolled in accredited educational institution |
$4,000 |
1 Hearing Aid/Ear Once Every 4 years |
|
| Rhode Island [PDF] |
Under 19 years |
$1,500 |
1 Hearing Aid/Ear Once Every 3 Years |
|
|
Over 19 years |
$700 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Tennessee |
Up to 18 years of age |
$1,000 |
1 Hearing Aid/Ear Once Every 3 Years |
|
| Wisconsin [PDF] |
Under 18 years |
No limit |
1 Hearing Aid/Ear Once Every 3 Years |
Will also cover cochlear Implants and related treatments |
State Insurance Departments
Contact your state's Insurance Commissioner by using the table below, or by using the National Association of Insurance Commissioners' interactive map.
| State |
State Insurance Division Site |
Filing a Complaint |
Other Info |
| Alabama |
Alabama Department of Insurance |
AL, File a Complaint |
|
| Alaska |
Alaska Division of Insurance |
AK, File a Complaint |
|
| American Samoa |
N/A |
N/A |
Elisara T. Togiai
Insurance Commissioner
Office of the Governor
American Samoa Government
Pago Pago, American Samoa 96799
Phone: 011-684-633-4116
Fax: 011-684-633-2269"
|
| Arizona |
Arizona Department of Insurance |
AZ, File a Complaint |
|
| Arkansas |
Arkansas Insurance Department |
AR, File a Complaint |
|
| California |
California Department of Insurance |
CA, File a Complaint |
|
| Colorado |
Colorado Division of Insurance |
CO, File a Complaint |
|
| Connecticut |
Connecticut Insurance Department |
CT, File a Complaint [PDF] |
|
| Delaware |
Delaware Department of Insurance |
DE, File a Complaint |
|
| District of Columbia |
District of Columbia Department of Insurance |
DC, File a Complaint |
|
| Florida |
Florida Office of Insurance Regulation |
FL, File a Complaint |
|
| Georgia |
Georgia Office of Insurance |
GA, File a Complaint [PDF] |
|
| Guam |
N/A |
N/A |
Artemio B. Ilagan
Banking & Insurance Commissioner
Guam Dept. of Revenue & Taxation
Regulatory Division
PO Box 23607 GMF
Barrigada, Guam 96921
Phone: 671.635.1817
Fax: 671-633-2643
Street Address:
1240 Army Drive
Barrigada, Guam 96913
|
| Hawaii |
Hawaii Department of Commerce and Consumer Affairs |
HI, File a Complaint |
|
| Idaho |
Idaho Department of Insurance |
ID, File a Complaint |
|
| Illinois |
Illinois Department of Insurance |
IL, File a Complaint |
|
| Indiana |
Indiana Department of Insurance |
IN, File a Complaint |
|
| Iowa |
Iowa Insurance Division |
IA, File a Complaint |
|
| Kansas |
Kansas Insurance Commissioner |
KS, File a Complaint |
|
| Kentucky |
Kentucky Department of Insurance |
KY, File a Complaint |
|
| Louisiana |
Louisiana Department of Insurance |
LA, File a Complaint |
|
| Maine |
Maine Bureau of Insurance |
ME, File a Complaint |
|
| Mariana Islands |
Mariana Islands Department of Commerce |
MP, File a Complaint [PDF] |
|
| Marshall Islands |
N/A |
N/A |
|
| Maryland |
Maryland Insurance Administration |
MD, File a Complaint |
|
| Massachusetts |
Massachusetts Division of Insurance |
MA, File a Complaint |
|
| Michigan |
Michigan Office of Financial and Insurance Regulation |
MI, File a Complaint |
|
| Micronesia |
N/A |
N/A |
|
| Minnesota |
Minnesota Department of Commerce |
MN, File a Complaint |
|
| Mississippi |
Mississippi Insurance Department |
MS, File a Complaint |
|
| Missouri |
Missouri Department of Insurance |
MO, File a Complaint |
|
| Montana |
Montana Commissioner of Securities and Insurance |
MT, File a Complaint |
|
| Nebraska |
Nebraska Department of Insurance |
NE, File a Complaint |
|
| Nevada |
Nevada Division of Insurance |
NV, File a Complaint |
|
| New Hampshire |
New Hampshire Insurance Department |
NH, File a Complaint [PDF] |
|
| New Jersey |
New Jersey Department of Banking & Insurance |
NJ, File a Complaint |
|
| New Mexico |
New Mexico Public Regulation Commission |
NM, File a Complaint |
|
| New York |
New York Department of Financial Services |
NY, File a Complaint |
|
| North Carolina |
North Carolina Department of Insurance |
NC, File a Complaint |
|
| North Dakota |
North Dakota Insurance Department |
ND, File a Complaint |
|
| Ohio |
Ohio Department of Insurance |
OH, File a Complaint |
|
| Oklahoma |
Oklahoma Insurance Commissioner |
OK, File a Complaint |
|
| Oregon |
Oregon Insurance Division |
OR, File a Complaint |
|
| Palau |
Palau Health Insurance Consumer Help |
N/A |
|
| Pennsylvania |
Pennsylvania Insurance Department |
PA, File a Complaint |
|
| Puerto Rico |
Puerto Rico Oficina del Comisionado de Seguros |
PR, File a Complaint |
|
| Rhode Island |
Rhode Island Insurance Regulation |
RI, File a Complaint [PDF] |
|
| South Carolina |
South Carolina Department of Insurance |
SC, File a Complaint (Currently Unavailable) |
|
| South Dakota |
South Dakota Division of Insurance |
SD, File a Complaint [PDF] |
|
| Tennessee |
Tennessee Insurance Division |
TN, File a Complaint |
|
| Texas |
Texas Department of Insurance |
TX, File a Complaint |
|
| Utah |
Utah Insurance Department |
UT, File a Complaint |
|
| Vermont |
Vermont Department of Financial Regulation |
VT, File a Complaint |
|
| Virgin Islands |
Virgin Islands Lieutenant Governor |
VI, File a Complaint |
|
| Virginia |
Virginia Bureau of Insurance |
VA, File a Complaint |
|
| Washington |
Washington Office of the Insurance Commissioner |
WA, File a Complaint |
|
| West Virginia |
West Virginia Offices of the Insurance Commissioner |
WV, File a Complaint [PDF] |
|
| Wisconsin |
Wisconsin Office of the Commissioner of Insurance |
WI, File a Complaint |
|
| Wyoming |
Wyoming Insurance Department |
WY, File a Complaint |
|
